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324 Sumner Street Waterloo, IA 50703 • Residential - Single Family • Pending

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Description

Affordable opportunity in Waterloo! This 3-bedroom, 1-bath home offers immediate functionality for first time home buyers or investors looking for their next portfolio add. Interior features include open kitchen with breakfast bar and dining with new flooring, natural woodwork, a spacious living area, large bedrooms. A covered front porch, enclosed mudroom, and large backyard provide inviting outdoor space. The unfinished basement includes laundry hookups, ample storage, and space for additional living area. Located across from a church and minutes from schools and amenities, this property offers consistent rental demand and long-term growth potential. A great option for investors or first-time homebuyers seeking affordability, space, and future potential.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,011
Built in 1899
Elementary School: Cunningham
High School: East
Middle School: Carver Academy

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,011
County: Black Hawk
High School: East
Listed By:
Keller Williams Legacy Group 319-423-4139 Stacey Dlouhy
Cedar Rapids MLS
$66,500
Est. $508/mo
3beds
1baths
1,011sqft
Pending
BEDS3 BATHS1 full SQUARE FEET1,011 MLS#2507212
STATUSPending PROPERTY TYPEResidential - Single Family
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Agent Name: Lyndsay Krings
 Agent Phone: (319) 471-0219
 Agency Title: Ruhl&Ruhl Realtors
 Agent Email:

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324 Sumner Street, Waterloo, IA 50703.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $66,500$66,500$66,500
Down Payment $13,300$2,328$16,625
Monthly Mortgage Amount $315$391$408
Taxes $93$93$93
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$29$0
Monthly Estimated Total $508$613$601

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Iowa/Waterloo
Waterloo

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 4:54:40 AM EST) or MRED MLS (last updated Fri 04/17/2026 2:04:11 AM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 04/17/2026 1:18:42 AM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 1:10:57 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 2:00:24 AM EST) or No Coast MLS (last updated Fri 04/17/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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